Money Moves Faster Here

Get instant loans up to UGX 500,000 in minutes. No paperwork, no stress. Just fast cash when you need it most.

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Why Choose YeLoan?

Fast, transparent, and built for Ugandans

Instant Approval

Get approved in minutes with our AI-powered credit assessment. No long waits, no endless paperwork.

Flexible Amounts

Borrow from UGX 10,000 to UGX 500,000 based on your needs and credit profile. You're in control.

Transparent Rates

No hidden fees. See exactly what you'll pay before you borrow. Interest rates from 5% per month.

24/7 Access

Apply anytime, anywhere. Our app works round the clock so you can get help when you need it.

Bank-Level Security

Your data is protected with 256-bit encryption. Trusted microfinance provider in Uganda.

Local Support

Ugandan customer service team ready to help via chat, email, or phone during business hours.

Get Your Loan in 3 Simple Steps

From application to cash in your account

1. Register

Download the app and create your account in under 2 minutes. Just your phone number and ID needed.

2. Apply

Choose your loan amount and repayment period. Our AI reviews your application instantly.

3. Receive

Once approved, funds are transferred directly to your bank account within minutes.

What Our Customers Say

Real stories from real people

A

Adebayo O.

Small Business Owner, Kampala

"YeLoan saved my business when I needed urgent stock. Applied at 9am, money was in my account by 11am. Incredible!"

C

Chioma N.

Teacher, Kampala

"The app is so easy to use and the interest rates are very fair. I've used it twice now and will definitely use again."

E

Emmanuel K.

IT Consultant, Entebbe

"No hidden charges, everything is transparent. Customer service responded to my questions in minutes. Highly recommend!"

Frequently Asked Questions

Everything you need to know

How much can I borrow?

First-time users can borrow between UGX 10,000 and UGX 100,000. As you build your credit history with us, your limit can increase up to UGX 500,000.

What are the interest rates?

Our interest rates start from 5% per month, depending on your loan amount and repayment period. All fees are clearly displayed before you accept the loan.

How long does approval take?

Most applications are reviewed and approved within 5-15 minutes. Once approved, funds are transferred to your bank account immediately.

What do I need to apply?

You need a valid Ugandan phone number, National ID, and an active bank account or mobile money account. You must be at least 18 years old.

Is my data safe?

Absolutely. We use bank-level 256-bit encryption to protect your data. We comply with all Ugandan data protection regulations.

How do I repay my loan?

You can easily repay via USSD or Mobile Money directly from your phone. You can also make repayments through the app at any time.

Ready to Get Started?

Join thousands of Ugandans who trust YeLoan for fast, reliable loans